PRIVACY POLICY

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 At Allied Financial Lending LLC, protecting your privacy is a top priority. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you visit our website or engage with our services. By using our services, you consent to the practices described in this policy.  

 1. Information We Collect  

We may collect the following types of information:  

Personal Information  

• Name, email address, phone number, mailing address, and Social Security number (SSN).  

• Employment information, income details, and financial data.  

• Government-issued identification (e.g., driver’s license, passport).  

Loan Application Information  

• Financial details provided for loan applications.  

• Supporting documents related to income and expenses.  

Usage Data  

•Information about your interactions with our website, including IP address, browser type, and browsing behavior. 

2. Cookies & Tracking Technologies

 We use cookies and similar tracking technologies, including analytics and website performance tools, to operate our website, improve functionality, analyze traffic, and enhance user experience. These technologies may collect information such as IP address, browser type, device type, pages visited, and time spent on the site. This information is used solely for operational, analytical, and security purposes and is not used for behavioral advertising. Users may manage or disable cookies through their browser settings, though doing so may affect website functionality. 

3. Consent & Opt-In

 By providing your mobile phone number or email address through our website forms, applications, consultation requests, or other direct communications, you consent to receive SMS messages and emails from Allied Financial Lending LLC. These messages may include appointment confirmations, application updates, document requests, account notifications, reminders, and customer support communications. Consent to receive messages is voluntary and is not a condition of obtaining any products or services. 

4. How We Use Your Information  

Your information is used for the following purposes:  

• Service Facilitation:  To evaluate, process, and deliver the services you request, including business consulting, financial solutions, insurance and annuity products, and real estate–related services.  

• Communication: To contact you regarding application status, updates, follow-ups, or other service-related notices.  

• Compliance: To comply with applicable laws and regulations, including fraud prevention and anti-money laundering requirements.  

• Marketing: To send informational communications, unless you opt out. 

For financial solutions — including merchant cash advances (MCA), equipment financing, hard money loans, and invoice factoring — Allied Financial Lending LLC does not directly pull or run credit reports. Initial decisions are based on a stated credit score that you provide. Upon your consent, your information (not including your number and email) may be submitted to our trusted lenders for underwriting and credit evaluation purposes. These providers may then obtain consumer or business credit reports as part of their review process. All underwriting decisions and funding determinations are made solely by the respective funding provider.

 5. Sharing of Information  

We do not sell or share your personal information (e.g., email or phone number) with any third-party. However, we may share certain information in the following circumstances:  

• With Lenders: To facilitate loan inquiries, applications and funding opportunities — excluding your email address and phone number.  

• With Carriers:  To process and provide insurance and annuity products.  

• With Service Providers: Trusted partners who assist with data processing, storage, or other operational tasks and who are bound by confidentiality agreements.  

• Legal and Regulatory Requirements: When required by law or in response to legal requests, subpoenas, court orders, or governmental request.  

• Business Transactions: In the event of a merger, acquisition, restructuring, or sale of assets, your information may be transferred as part of the transaction.  

 No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. 

6. Data Protection and Security  

We implement stringent security measures to protect your personal and financial information. This includes encryption, secure servers, and regular audits. However, while we strive to protect your data, no system is completely secure, and we cannot guarantee absolute immunity to security breaches.  

7. Your Rights  

You have certain rights regarding your information, subject to applicable laws:  

• Access and Correction: You may request access to your personal information and ask for corrections if needed.  

• Data Deletion: You may request deletion of your information, subject to legal, regulatory, or recordkeeping requirements.  

• Marketing Preferences: You may opt out of receiving marketing communications at any time by using the unsubscribe link or contacting us directly.  

8. Cookies and Tracking  

Our website may use cookies to enhance your browsing experience and collect usage data. You can adjust your browser settings to disable cookies; however, some features may not function as intended. 

9. Policy Updates  

We may update this Privacy Policy at any time. Any changes will be posted on this page, and continued use of our website or services constitutes acceptance of the updated policy.

10. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:  

 Allied Financial Lending LLC  

Email: loans@alliedfinanciallending.com

Phone: (305) 747-0680