mca / business loan Questions

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 An MCA provides upfront cash based on your future credit card sales, offering quick access to funds for businesses with steady transactions. 

 A business loan provides a lump sum of money with fixed repayment terms and interest rates. An MCA, on the other hand, offers upfront cash based on future credit card sales, with repayments tied to your daily transactions. 

 It depends on your needs. If you require a larger amount with predictable repayments, a business loan might be ideal. If you need quick cash and have steady credit card sales, an MCA offers flexibility and fast funding. 

Amounts depend on your business’s financial health, revenue, and creditworthiness. We work with you to determine the right amount for your needs. 

The choice is up to you. These funds can be used to enhance your business in any way you deem fit. Whether for inventory, equipment, payroll, marketing, expanding, or other operational expenses. 

 How are repayments structured?  Business loans involve fixed monthly payments, while MCA repayments are made as a percentage of daily credit card sales, adjusting to your revenue. 

We offer both secured and unsecured funding options. Depending on the funding type, collateral may be needed.  Most business loans may require collateral or a personal guarantee, while MCAs are unsecured and don’t require physical assets.