HARD MONEY LOANS

With a preferred line of credit, you'll have confidence and strength in negotiating deals with no more asking yourself, "Can I finance this?" Prepare to grow and support all of your funding needs. 

Benefits

• Fund up to 100% of your acquisitions
• Proof of funds for all offers
• Line of credit from $500,000 to $10 million
• Interest rates from just 6%
• Reduced due diligence fees
• Reduced origination points paid per closing; on average, 50% reduction in points
• Availability to cross-collateralize
• FAST underwriting

Property Type

Single Family & Multi-Family

Commercial is considered but is determined on a case by case basis

Deal Type

New construction | Fix2Flip and Fix2Rent | Cash Out Refinance

Exit Strategy

Sale or Refinance

Loan Term

6 months

Loan Extension

Up to 6 months

Interest Rates

As low as 8.49%

Apprasial Fee

$595 (pass-through cost)

Origination Fee

As low as 1%

DOC Fee

$895 (paid at settlement) 

Draw Inspection Fee

$295 per draw

Junk Fees/Hidden Fees

$0

The easiest and most reliable source of rehab funding for all of your funding needs. WE focus on providing our borrowers the capital they need to fund their investments, in addition to the support, experience, and knowledge to help make these renovations and new construction projects profitable.

Property Type

Single Family & Multi-Family

Deal Type

New Construction; Fix & Flip; Buy & Hold; Cash Out Refinance

Exit Strategy

Sale or refinance

Loan Term

6 months

Loan Extension

Up to 6 months

Interest Rates

As low as 6%

Appraisal Fee

$895 (pass-through cost)

Origination Fee

As low as 2%

DOC Fee

$895 (paid at settlement)

Draw Management Fee

$0

Draw Inspection Fee

$425 per draw

Junk Fees/Hidden Fees

$0

Need more funding for your real estate deal? Then our 2nd loan position is for you.

Property Type

Office Buildings

Retail Spaces

 Warehouses 

Industrial Properties

Hotels

FICO

Not a factor

Exit Strategy

Purchase or refinance

LTV/CLTV

Up to 55% LTV on commercial properties

Up to 60% LTV on residential properties

100% CLTV financing

Interest Rates

Start at 6%

Other

• Owner financed
• Minimum property value $400K
• Up to $15M on good clean properties
• $3M MAX on all other properties
• We require the property to be in a population of 35K or more 

Rates as low as 6%

Property Type

A, B, C Class Properties

Deal Type

Value Add Acquisition

Exit Strategy

Sale or Refinance

Loan Term

12 - 24 months

Loan Extension

Up to 6 months

Interest Rates

As low as 6%

3rd Party Reports

$5,000 - $15,000

Origination Fee

As low as 2%

Underwriting Fee

$10,000

Deal Size

$1,000,000 - $100,000,000

Legal Fee

$5,000 - $10,000

Junk Fees/Hidden Fees

$0

LTC+Cap X/LTV

70%-  75%

Time to Close

20 days

Debt Service Coverage

No requirement

Under 1.0 may require additional reserves 

Rates as low as 6%

Need FAST approval on your loan?

We guarantee closing in just 5 days or less!

The process is accelerated by not requiring an appraisal before closing! We developed this innovative program to help our borrowers move even quicker on investment opportunities, and not risk losing out on a great deal.

Bridge Loans

Rental

Forclosure

Short Sales